Add up what a horse really costs each month and each year, from livery and forage to farrier, vet, insurance and the extras that are easy to forget. Choose a livery type to fill in typical UK figures, change any line to match your own, and pick pounds, dollars or euros. The calculator shows the monthly, yearly and weekly totals and a breakdown, largest cost first.
Pick your country and the calculator switches currency, wording and starting figures: livery in the UK, Ireland and Europe, board in the US and Canada (roughly $300 a month for pasture board, $500 for partial board and $900 or more for full board), and agistment in Australia and New Zealand (paddock agistment often around $50–100 a week). Every starting figure is a rough guide to edit, not a quote, and prices vary widely between areas. For other countries the figures are UK-style placeholders in your own currency.
It depends mostly on the livery. Rough monthly livery prices are around £100 for grass livery, £120–£200 for DIY, £300–£500 for part livery and £600–£900 or more for full livery, before farrier, vet, insurance, feed and other costs, with large regional differences.
Insurance excess and vet bills that aren't covered, saddle fitting, physio and dentistry beyond the routine check, rug repairs and replacement, and fuel, trailer upkeep and entry fees if you compete.
The starting figures are rough UK averages, not quotes. The total doesn't include buying the horse, or emergency vet bills beyond what your insurance covers.
Running a yard? Horsepower sends livery invoices, tracks extras and keeps every horse's costs in one place.
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